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CUBI

Customers Bancorp, Inc.

CUBI

NYSE·Financial Services·Banks - Regional·Mkt cap $2.7B

$77.13

-3.43%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$59.34 - $82.56

P/E

9.70

Fwd P/E

9.10

Beta

1.50

Div Yield

0.00%

Avg Vol

337.9K

Shares Out

33.7M

Mkt Cap

$2.7B

Price action

Price chart

Up 23.7% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Specialized expertise in commercial mortgage warehouse lending and multi-family real estate financing
  • Diversified geographic footprint across high-growth Northeast and Sun Belt markets
  • Relationship-driven community banking model combined with institutional-grade services
  • Comprehensive cash management and payment processing capabilities for business clients

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 0.8x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Expansion into high-growth markets including Texas, Florida, and the Southeast

Value

Growth premium of 0.8x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+13.4% over 3m

Quality

Strong

High-growth business (88% revenue growth, 55% gross margin). Profitable with strong growth momentum.

Dividend

None

No dividend

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 23, 2026

Q2 26 RECAP

APR 23, 2026

Reported EPS of $1.97 vs $1.88 consensus (+4.8% surprise). Revenue of $225.4M vs $223.5M expected (+0.9%). Beat on both top and bottom lines.

EPS beat +4.8%
Rev beat +0.9%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+4.8%

Next: Jul 23, 2026

Revenue trend · last 8Q

-19%

-22%

+4%

+40%

+156%

+30%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$195.2M

$163.3M

$151.4M

$285.8M

$353.6M

$387.5M

$387.7M

$370.6M

Margins · last 8Q

Gross

Operating

Profit

18.8%

Wall Street consensus

5 analysts · 80% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

4

80%

Hold

1

20%

Sell

0%

Median Price Target

$88.00

+14.1% vs $77.13

Low $86.00
Median $88.00
High $93.00

Latest: Morgan Stanley · $88.00 · Jun 29, 2026

3 analysts covering

vs Industry

How CUBI stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.