Customers Bancorp, Inc.
CUBI
NYSE·Financial Services·Banks - Regional·Mkt cap $2.7B
$81.07
▲ +1.80%
P/E
9.72
Mkt Cap
$2.7B
52-Wk Range
$59.34–$84.38
52-Week Range
$59.34 - $84.38
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Specialized expertise in commercial mortgage warehouse lending and multi-family real estate financing
- Diversified geographic footprint across high-growth Northeast and Sun Belt markets
- Relationship-driven community banking model combined with institutional-grade services
- Comprehensive cash management and payment processing capabilities for business clients
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Expansion into high-growth markets including Texas, Florida, and the Southeast
Value
Trading at 0.8x Commercial Banking peers — a discount despite the growth profile.
Momentum
Strong
+9.3% over 3m
Quality
Strong
High-growth business (53% revenue growth, 56% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying CUBI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $2.05 vs $2.00 consensus (+2.5% surprise). Revenue of $227.3M vs $229.2M expected (-0.8%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.5%
Revenue trend · last 8Q
—
-19%
-22%
+4%
+40%
+156%
+30%
-12%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$163.3M
$151.4M
$285.8M
$353.6M
$387.5M
$387.7M
$370.6M
$311.1M
Margins · last 8Q
Gross
-64.8%
Operating
-29.0%
Profit
23.0%
Wall Street consensus
5 analysts · 80% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
80%
Hold
20%
Sell
0%
Median Price Target
$88.00
▲ +8.5% vs $81.07
Latest: Morgan Stanley · $88.00 · Jun 29, 2026
1 analyst covering
vs Industry
How CUBI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related