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WAFD

WaFd, Inc.

WAFD

NASDAQ·Financial Services·Banks - Regional·Mkt cap $2.7B

$35.94

+1.58%

P/E

10.99

Mkt Cap

$2.7B

52-Wk Range

$26.31–$39.49

52-Week Range

$26.31 - $39.49

P/E

10.99

Fwd P/E

10.92

Beta

0.83

Div Yield

3.01%

Avg Vol

557.9K

Shares Out

75.9M

Mkt Cap

$2.7B

Price action

Price chart

Up 14.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong regional market presence and community relationships in Pacific Northwest
  • Specialized expertise in commercial real estate lending and development financing
  • Diversified revenue streams reducing dependence on single business line
  • Personalized service model enabling faster decision-making vs. national competitors
  • Established customer base and deposit base providing stable funding source

Bear Case

1 risk

  • Average volatility.

Growth

Revenue decline expected

Regional economic expansion and commercial real estate development activity

Value

Valued in line with Commercial Banking peers (0.9x).

Momentum

Stable

+4.0% over 3m

Quality

Strong

High-growth business (88% revenue growth, 55% gross margin). Profitable with strong growth momentum.

Dividend

Solid

3.01% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 15, 2026

Q3 26 RECAP

JUL 16, 2026

Reported EPS of $0.81 vs $0.82 consensus (-1.2% surprise). Revenue of $205.5M vs $199.6M expected (+3.0%).

EPS miss
Rev beat +3.0%

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-1.2%

Revenue trend · last 8Q

+2%

+5%

-4%

-0%

+12%

+92%

-101%

Q4 24

Q1 24

Q2 25

Q3 25

Q4 25

Q1 25

Q2 26

Q3 26

$188.5M

$171.6M

$179.5M

$350.0M

$344.2M

$342.9M

$344.8M

-$3.5M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

Wall Street consensus

2 analysts · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

2

100%

Sell

0%

Median Price Target

Latest: Keefe, Bruyette & Woods · Apr 20, 2026

vs Industry

How WAFD stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.