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WAFD

WaFd, Inc.

WAFD

NASDAQ·Financial Services·Banks - Regional·Mkt cap $2.9B

$38.22

-2.09%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$26.31 - $39.35

P/E

12.29

Fwd P/E

11.71

Beta

0.84

Div Yield

2.77%

Avg Vol

620.6K

Shares Out

75.9M

Mkt Cap

$2.9B

Price action

Price chart

Up 26.4% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong regional market presence and community relationships in Pacific Northwest
  • Specialized expertise in commercial real estate lending and development financing
  • Diversified revenue streams reducing dependence on single business line
  • Personalized service model enabling faster decision-making vs. national competitors
  • Established customer base and deposit base providing stable funding source

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Regional economic expansion and commercial real estate development activity

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Hot

+22.7% over 3m

Quality

Strong

High-growth business (88% revenue growth, 54% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.77% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 10, 2026

Q2 26 RECAP

APR 16, 2026

Reported EPS of $0.83 vs $0.74 consensus (+12.2% surprise). Revenue of $197.4M vs $190.3M expected (+3.8%). Beat on both top and bottom lines.

EPS beat +12.2%
Rev beat +3.8%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+12.2%

Next: Apr 10, 2026

Revenue trend · last 8Q

+2%

+5%

-4%

-0%

+12%

+92%

Q3 24

Q4 24

Q1 24

Q2 25

Q3 25

Q4 25

Q1 25

Q2 26

$194.3M

$188.5M

$171.6M

$179.5M

$350.0M

$344.2M

$342.9M

$344.8M

Margins · last 8Q

Gross

56.2%

Operating

24.3%

Profit

19.0%

Wall Street consensus

2 analysts · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

2

100%

Sell

0%

Median Price Target

$36.00

-5.8% vs $38.22

Low $36.00
Median $36.00
High $36.00

Latest: Piper Sandler · $36.00 · Apr 20, 2026

1 analyst covering

vs Industry

How WAFD stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.