Donegal Group Inc.
DGICA
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $716.6M
$19.45
▲ +0.15%
P/E
10.18
Mkt Cap
$716.6M
52-Wk Range
$16.11–$21.06
52-Week Range
$16.11 - $21.06
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 0.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established independent agent network of 2,300+ agencies providing strong distribution and customer relationships
- Regional focus strategy targeting underserved Mid-Atlantic, Midwest, and Southern markets with less competition than national carriers
- Diversified product portfolio across personal and commercial lines reducing concentration risk and enabling cross-selling opportunities
- Long operational history since 1986 demonstrating underwriting expertise and claims management capabilities in regional markets
Bear Case
1 risk
- Low volatility (beta 0.0).
Growth
Mild headwinds expected
Expansion of commercial lines insurance offerings to capture growing small and mid-sized business market demand
Value
Fairly valued vs Property & Casualty Insurance peers
Momentum
Strong
+13.9% over 3m
Quality
Stable
Strong fundamentals
Dividend
Solid
3.86% yield
Smart-money signal
Who's buying DGICA right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 30, 2026
Reported EPS of $0.53 vs $0.42 consensus (+26.2% surprise). Revenue of $226.4M vs $231.5M expected (-2.2%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+26.2%
Revenue trend · last 8Q
—
+4%
+2%
+0%
-2%
-4%
-4%
-2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$251.4M
$249.7M
$245.2M
$247.1M
$245.9M
$240.1M
$236.0M
$241.1M
Margins · last 8Q
Gross
-39.0%
Operating
-5.9%
Profit
9.3%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · May 1, 2026
vs Industry
How DGICA stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related