Root, Inc.
ROOT
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $776.6M
$56.59
▲ +2.17%
P/E
15.34
Mkt Cap
$776.6M
52-Wk Range
$40.91–$104.47
52-Week Range
$40.91 - $104.47
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 41.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Mobile-first technology platform and proprietary underwriting algorithms
- Direct-to-consumer distribution model with lower customer acquisition costs
- Data-driven behavioral pricing and risk assessment capabilities
Bear Case
2 risks
- High volatility (beta 2.9). Larger-than-normal price swings expected.
- Premium valuation to Property & Casualty Insurance peers
Growth
Stable outlook
Expansion of homeowners and renters insurance product offerings
Value
Premium valuation to Property & Casualty Insurance peers
Momentum
Strong
+5.2% over 3m
Quality
Stable
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying ROOT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
AUG 5, 2026
Reported EPS of $1.49 vs $0.83 consensus (+80.0% surprise). Revenue of $389.2M vs $395.1M expected (-1.5%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+80.0%
Revenue trend · last 8Q
—
+74%
+41%
+36%
+30%
+24%
+13%
+2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$294.1M
$319.3M
$349.4M
$382.9M
$387.8M
$397.0M
$393.5M
$389.2M
Margins · last 8Q
Gross
0.0%
Operating
8.9%
Profit
6.2%
Wall Street consensus
4 analysts · 25% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
25%
Hold
75%
Sell
0%
Median Price Target
—
Latest: Jefferies · Aug 11, 2026
vs Industry
How ROOT stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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