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EBC

Eastern Bankshares, Inc.

EBC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $5.2B

$22.24

-1.75%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$14.88 - $22.89

P/E

12.49

Fwd P/E

11.87

Beta

0.70

Div Yield

2.39%

Avg Vol

3.0M

Shares Out

233.8M

Mkt Cap

$5.2B

Price action

Price chart

Up 42.1% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

6 reasons

  • 200+ year heritage and mutual bank structure aligned with customer interests
  • Extensive regional branch network with 105 locations providing personalized service
  • Comprehensive product suite spanning deposits, lending, wealth management, and insurance
  • Specialized expertise in not-for-profit and healthcare organization banking
  • Strong community relationships and local market knowledge in Northeast region
  • Digital banking capabilities integrated with traditional relationship banking model

Bear Case

2 risks

  • Low volatility (beta 0.7).
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Mild headwinds expected

Expansion of commercial and small business lending in core markets

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+14.0% over 3m

Quality

Excellent

High-growth business (121% revenue growth, 73% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.39% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 23, 2026

Q2 26 RECAP

APR 23, 2026

Reported EPS of $0.40 vs $0.44 consensus (-9.1% surprise). Revenue of $295.9M vs $302.0M expected (-2.0%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Q2 26

-9.1%

Next: Jul 23, 2026

Revenue trend · last 8Q

+36%

-81%

+59%

+18%

+77%

+1206%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$153.7M

$203.4M

$216.5M

$29.6M

$244.3M

$322.7M

$382.3M

$386.5M

Margins · last 8Q

Gross

73.9%

Operating

21.7%

Profit

16.9%

Wall Street consensus

3 analysts · 67% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

67%

Hold

1

33%

Sell

0%

Median Price Target

$24.00

+7.9% vs $22.24

Low $24.00
Median $24.00
High $24.00

Latest: Keefe, Bruyette & Woods · Jun 8, 2026

2 analysts covering

vs Industry

How EBC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.