First Guaranty Bancshares, Inc.
FGBI
NASDAQ·Financial Services·Banks - Regional·Mkt cap $141.2M
$8.54
▲ +1.18%
P/E
-3.40
Mkt Cap
$141.2M
52-Wk Range
$4.31–$11.02
52-Week Range
$4.31 - $11.02
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 0.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong regional market presence with 90+ years of operational history and community trust
- Diversified loan portfolio reducing concentration risk across commercial, agricultural, and consumer segments
- Strategic geographic footprint in high-growth markets including Texas and Louisiana
- Established deposit base providing low-cost funding advantage over competitors
Bear Case
2 risks
- Low volatility (beta 0.4).
- Significant premium - growth priced in
Growth
Turning profitable
Expansion into adjacent markets in Texas and emerging regions with organic growth
Value
Significant premium - growth priced in
Momentum
Weak
-12.9% over 3m
Quality
Thin
Mixed fundamentals
Dividend
Token
0.47% yield
Smart-money signal
Who's buying FGBI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 16, 2026
JUL 27, 2026
Reported EPS of $0.17 vs $0.09 consensus (+88.9% surprise). Revenue of $24.2M vs $21.7M expected (+11.6%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+88.9%
Revenue trend · last 8Q
—
—
—
-34%
-11%
-9%
-15%
-8%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$26.7M
$24.6M
$24.2M
$23.9M
$23.7M
$22.3M
$20.7M
$51.3M
Margins · last 8Q
Gross
86.3%
Operating
0.0%
Profit
6.7%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How FGBI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related