Patriot National Bancorp, Inc.
PNBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $121.1M
$1.03
▲ +0.49%
P/E
-13.50
Mkt Cap
$121.1M
52-Wk Range
$0.86–$2.00
52-Week Range
$0.86 - $2.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 31.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established local market presence with 9 strategically positioned branches in high-density Connecticut and New York markets
- Personalized community banking approach enabling faster decision-making compared to large national banks
- Diversified loan portfolio reducing concentration risk across commercial real estate, business, SBA, and consumer segments
- Deep relationships with small and medium-sized businesses providing stable, recurring revenue streams
Bear Case
1 risk
- Low volatility (beta -0.7).
Growth
Turning profitable
Expansion of SBA lending programs targeting underserved small business market segment
Value
Valuation data unavailable
Momentum
Weak
-8.0% over 3m
Quality
Strong
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying PNBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Aug 13, 2026
Most recent quarter reported revenue of $16.4M (+21% YoY). Reported EPS of $0.00. Gross margin 0.0%.
Reported EPS · last 4Q
Q2 26
$0.00
Q1 26
-$0.02
Q4 25
-$0.02
Q3 25
-$0.03
Revenue trend · last 8Q
—
-30%
-14%
-12%
+2%
+141%
+18%
+21%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$7.1M
$6.5M
$15.2M
$13.5M
$13.7M
$15.7M
$18.0M
$16.4M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
0.9%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How PNBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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