Sound Financial Bancorp, Inc.
SFBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $113.7M
$47.75
▲ +0.32%
P/E
22.21
Mkt Cap
$113.7M
52-Wk Range
$40.68–$49.21
52-Week Range
$40.68 - $49.21
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 1.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
6 reasons
- 70+ year operating history and established brand recognition in Pacific Northwest markets
- Strong local market presence with 8 strategically positioned branches in high-value Washington communities
- Diversified loan portfolio reducing concentration risk across residential, commercial, and consumer segments
- Deep community relationships and local decision-making enabling faster loan approvals and personalized service
- Specialized lending expertise in niche markets including floating homes and manufactured homes
- Conservative underwriting standards and strong asset quality management
Bear Case
1 risk
- Low volatility (beta 0.0).
Growth
No forward estimates available
Expansion of commercial and multifamily real estate lending in growing Seattle Metropolitan markets
Value
Valuation data unavailable
Momentum
Strong
+13.5% over 3m
Quality
Excellent
Solid business
Dividend
Modest
1.72% yield
Smart-money signal
Who's buying SFBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 28, 2026
Most recent quarter reported revenue of $1.5M (-91% YoY). Reported EPS of $0.00. Gross margin 0.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
+9%
+7%
+20%
+70%
+62%
+4%
-91%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$9.1M
$9.4M
$14.8M
$16.0M
$15.5M
$15.3M
$15.4M
$1.5M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
166.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How SFBC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related