Union Bankshares, Inc.
UNB
NASDAQ·Financial Services·Banks - Regional·Mkt cap $109.7M
$23.78
▼ -0.36%
P/E
9.11
Mkt Cap
$109.7M
52-Wk Range
$20.65–$26.54
52-Week Range
$20.65 - $26.54
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 8.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Deep regional market presence with 130+ years of history and established community relationships in northern Vermont and New Hampshire
- Comprehensive digital banking platform including mobile banking, online cash management, and remote deposit capture competing with larger regional banks
- Specialized expertise in municipal and nonprofit banking, creating sticky customer relationships with local government entities
- Diversified revenue streams across retail, commercial, and municipal segments reducing dependence on single market segment
- Efficient branch network of 18 offices and 3 loan centers optimized for regional market penetration without excessive overhead
Bear Case
1 risk
- Low volatility (beta 0.3).
Growth
Moderate growth ahead
Steady revenue growth (12% YoY)
Value
Attractively priced below Commercial Banking peer average
Momentum
Stable
+1.7% over 3m
Quality
Excellent
Strong fundamentals
Dividend
High yield
6.06% yield
Smart-money signal
Who's buying UNB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 21, 2026
JUL 15, 2026
Most recent quarter reported revenue of $23.3M (+9% YoY). Reported EPS of $0.61. Gross margin 63.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+9%
+8%
+31%
+6%
+75%
+9%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$11.1M
$13.2M
$12.6M
$13.1M
$22.5M
$22.5M
$22.0M
$23.3M
Margins · last 8Q
Gross
63.0%
Operating
13.8%
Profit
12.6%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How UNB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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