Fair Isaac Corporation
FICO
NYSE·Technology·Software - Application·Mkt cap $20.1B
$932.26
▼ -16.68%
P/E
26.92
Mkt Cap
$20.1B
52-Wk Range
$870.01–$1,998
52-Week Range
$870.01 - $1,998.01
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 39.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Proprietary FICO scoring algorithm
- Deep financial services industry integration
- Advanced machine learning technologies
- Strong intellectual property portfolio
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Increasing demand for AI-powered risk management
Value
Valued in line with Financial Data & Infrastructure peers (1.0x).
Momentum
Falling
-22.8% over 3m
Quality
Excellent
High-growth business (24% revenue growth, 85% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying FICO right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
JUL 29, 2026
Reported EPS of $12.18 vs $11.76 consensus (+3.6% surprise). Revenue of $674.2M vs $679.2M expected (-0.7%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+3.6%
Revenue trend · last 8Q
—
+15%
+15%
+20%
+14%
+16%
+39%
+26%
Q4 24
Q1 24
Q2 25
Q3 25
Q4 25
Q1 25
Q2 26
Q3 26
$453.8M
$440.0M
$498.7M
$536.4M
$515.8M
$512.0M
$691.7M
$674.2M
Margins · last 8Q
Gross
87.1%
Operating
53.8%
Profit
35.2%
Wall Street consensus
11 analysts · 73% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
73%
Hold
27%
Sell
0%
Median Price Target
—
Latest: UBS · Aug 12, 2026
vs Industry
How FICO stacks vs Software - Application
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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