LIVE

FICO

Fair Isaac Corporation

FICO

NYSE·Technology·Software - Application·Mkt cap $28.0B

$1,270.83

+5.32%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

View research view

52-Week Range

$870.01 - $1,998.01

P/E

40.25

Fwd P/E

23.43

Beta

1.28

Div Yield

0.00%

Avg Vol

365.0K

Shares Out

23.2M

Mkt Cap

$28.0B

Price action

Price chart

Down 34.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Proprietary FICO scoring algorithm
  • Deep financial services industry integration
  • Advanced machine learning technologies
  • Strong intellectual property portfolio

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.1x vs Financial Data & Infrastructure peers. Reasonable for this growth rate.

Growth

Strong growth ahead

Increasing demand for AI-powered risk management

Value

Growth premium of 1.1x vs Financial Data & Infrastructure peers. Reasonable for this growth rate.

Momentum

Strong

+10.7% over 3m

Quality

Excellent

High-growth business (23% revenue growth, 84% gross margin). Profitable with strong growth momentum.

Dividend

None

No dividend

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 27, 2026

Q2 26 RECAP

APR 28, 2026

Reported EPS of $12.50 vs $11.03 consensus (+13.3% surprise). Revenue of $691.7M vs $630.2M expected (+9.8%). Beat on both top and bottom lines.

EPS beat +13.3%
Rev beat +9.8%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+13.3%

Next: Apr 27, 2026

Revenue trend · last 8Q

+15%

+15%

+20%

+14%

+16%

+39%

Q3 24

Q4 24

Q1 24

Q2 25

Q3 25

Q4 25

Q1 25

Q2 26

$447.8M

$453.8M

$440.0M

$498.7M

$536.4M

$515.8M

$512.0M

$691.7M

Margins · last 8Q

Gross

86.8%

Operating

58.2%

Profit

38.2%

Wall Street consensus

9 analysts · 78% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

7

78%

Hold

2

22%

Sell

0%

Median Price Target

$1,599.50

+25.9% vs $1,270.83

Low $1,150.00
Median $1,599.50
High $1,950.00

Latest: UBS · Jun 16, 2026

8 analysts covering

vs Industry

How FICO stacks vs Software - Application

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.