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TRU

TransUnion

TRU

NYSE·Industrials·Specialty Business Services·Mkt cap $14.4B

$78.31

+5.16%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$63.37 - $99.39

P/E

21.69

Fwd P/E

16.11

Beta

1.55

Div Yield

0.64%

Avg Vol

2.3M

Shares Out

192.8M

Mkt Cap

$14.4B

Price action

Price chart

Down 17.4% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Massive proprietary database of consumer and commercial credit data spanning decades with network effects
  • Diversified customer base across 30+ countries and multiple industry verticals reducing concentration risk
  • Integrated technology platform enabling real-time analytics, fraud detection, and identity verification at scale
  • Strong switching costs as businesses embed TransUnion solutions into core lending and risk management processes

Bear Case

1 risk

  • Above-average volatility (beta 1.6).

Growth

Stable outlook

Digital transformation and increasing demand for real-time credit analytics and fraud prevention solutions

Value

Attractively priced below Financial Data & Infrastructure peer average

Momentum

Strong

+7.4% over 3m

Quality

Strong

Excellent business quality

Dividend

Modest

0.64% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 22, 2026

Q2 26 RECAP

APR 28, 2026

Reported EPS of $1.18 vs $1.11 consensus (+6.3% surprise). Revenue of $1.2B vs $1.2B expected (+3.0%). Beat on both top and bottom lines.

EPS beat +6.3%
Rev beat +3.0%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+6.3%

Next: Apr 22, 2026

Revenue trend · last 8Q

+9%

+7%

+10%

+8%

+13%

+14%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$1.0B

$1.1B

$1.0B

$1.1B

$1.1B

$1.2B

$1.2B

$1.2B

Margins · last 8Q

Gross

58.3%

Operating

19.7%

Profit

31.9%

Wall Street consensus

9 analysts · 56% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

5

56%

Hold

4

44%

Sell

0%

Median Price Target

$94.00

+20.0% vs $78.31

Low $80.00
Median $94.00
High $108.00

Latest: UBS · Jun 16, 2026

2 analysts covering

vs Industry

How TRU stacks vs Specialty Business Services

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.