TransUnion
TRU
NYSE·Financial Services·Financial - Data & Stock Exchanges·Mkt cap $15.3B
$79.88
▼ -5.93%
P/E
18.24
Mkt Cap
$15.3B
52-Wk Range
$63.37–$95.51
52-Week Range
$63.37 - $95.51
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 14.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Massive proprietary database of consumer and commercial credit data spanning decades with network effects
- Diversified customer base across 30+ countries and multiple industry verticals reducing concentration risk
- Integrated technology platform enabling real-time analytics, fraud detection, and identity verification at scale
- Strong switching costs as businesses embed TransUnion solutions into core lending and risk management processes
Bear Case
1 risk
- Above-average volatility (beta 1.5).
Growth
Stable outlook
Digital transformation and increasing demand for real-time credit analytics and fraud prevention solutions
Value
Attractively priced below Financial Data & Infrastructure peer average
Momentum
Strong
+16.1% over 3m
Quality
Strong
Strong fundamentals
Dividend
Modest
0.61% yield
Smart-money signal
Who's buying TRU right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 28, 2026
Reported EPS of $1.23 vs $1.16 consensus (+6.0% surprise). Revenue of $1.3B vs $1.3B expected (+2.0%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+6.0%
Revenue trend · last 8Q
—
+9%
+7%
+10%
+8%
+13%
+14%
+15%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$1.1B
$1.0B
$1.1B
$1.1B
$1.2B
$1.2B
$1.2B
$1.3B
Margins · last 8Q
Gross
0.0%
Operating
19.7%
Profit
19.6%
Wall Street consensus
7 analysts · 57% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
57%
Hold
43%
Sell
0%
Median Price Target
—
Latest: Morgan Stanley · Jul 29, 2026
vs Industry
How TRU stacks vs Financial - Data & Stock Exchanges
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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