Finance of America Companies Inc.
FOA
NYSE·Financial Services·Financial - Credit Services·Mkt cap $153.4M
$17.16
▼ -0.52%
P/E
-7.18
Mkt Cap
$153.4M
52-Wk Range
$15.77–$29.79
52-Week Range
$15.77 - $29.79
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 34.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Diversified revenue streams across originations and high-margin ancillary services reduce cyclical risk
- Integrated platform offering end-to-end lending solutions from origination through servicing and portfolio management
- Established relationships with government-sponsored entities and enterprise clients providing stable, recurring revenue
- Specialized expertise in reverse mortgages and agricultural lending creates differentiated market positioning
- Comprehensive service offerings including MSR valuation and title insurance create customer stickiness
Bear Case
1 risk
- Above-average volatility (beta 1.7).
Growth
Turning profitable
Residential mortgage market expansion driven by housing demand and refinancing cycles
Value
Deep value opportunity - significant discount to Digital Payments peers
Momentum
Weak
-11.5% over 3m
Quality
Stable
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying FOA right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
AUG 4, 2026
Reported EPS of $0.84 vs $1.04 consensus (-19.2% surprise). Revenue of $62.5M vs $121.9M expected (-48.8%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-19.2%
Revenue trend · last 8Q
—
+5%
+155%
+145%
+78%
-79%
-17%
-185%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$275.4M
$289.0M
$571.7M
$597.9M
$490.9M
$60.4M
$473.7M
-$509.1M
Margins · last 8Q
Gross
18.7%
Operating
7.1%
Profit
—
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Alliance Global Partners · Jul 22, 2026
vs Industry
How FOA stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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