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FOA

Finance of America Companies Inc.

FOA

NYSE·Financial Services·Financial - Credit Services·Mkt cap $248.1M

$27.47

-1.54%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$15.77 - $29.79

P/E

8.53

Fwd P/E

5.78

Beta

1.70

Div Yield

0.00%

Avg Vol

61.9K

Shares Out

10.1M

Mkt Cap

$248.1M

Price action

Price chart

Up 16.4% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Diversified revenue streams across originations and high-margin ancillary services reduce cyclical risk
  • Integrated platform offering end-to-end lending solutions from origination through servicing and portfolio management
  • Established relationships with government-sponsored entities and enterprise clients providing stable, recurring revenue
  • Specialized expertise in reverse mortgages and agricultural lending creates differentiated market positioning
  • Comprehensive service offerings including MSR valuation and title insurance create customer stickiness

Bear Case

1 risk

  • Above-average volatility (beta 1.7).

Growth

Revenue decline expected

Residential mortgage market expansion driven by housing demand and refinancing cycles

Value

Undervalued - trading well below Digital Payments peers

Momentum

Hot

+51.6% over 3m

Quality

Stable

Strong fundamentals

Dividend

None

No dividend

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: May 4, 2026

Q2 26 RECAP

MAY 5, 2026

Reported EPS of $1.10 vs $0.84 consensus (+30.9% surprise). Revenue of $120.1M vs $115.3M expected (+4.2%). Beat on both top and bottom lines.

EPS beat +30.9%
Rev beat +4.2%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+30.9%

Next: May 4, 2026

Revenue trend · last 8Q

+5%

+155%

+145%

+78%

-79%

-17%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$65.4M

$275.4M

$289.0M

$571.7M

$597.9M

$490.9M

$60.4M

$473.7M

Margins · last 8Q

Gross

Operating

Profit

3.7%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

vs Industry

How FOA stacks vs Financial - Credit Services

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.