Horizon Bancorp, Inc.
HBNC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $988.1M
$19.25
▼ -0.88%
P/E
-6.09
Mkt Cap
$988.1M
52-Wk Range
$14.97–$21.04
52-Week Range
$14.97 - $21.04
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 15.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 150+ year operating history and established brand recognition in Midwest markets
- Extensive branch network with 78 full-service offices providing local market expertise
- Diversified revenue streams across lending, deposits, wealth management, and insurance
- Strong community relationships and local decision-making capabilities
- Comprehensive service offerings enabling cross-selling and customer retention
Bear Case
1 risk
- Average volatility.
Growth
Turning profitable
Expansion of commercial lending in growing Indiana and Michigan markets
Value
Attractively priced below Commercial Banking peer average
Momentum
Stable
+3.3% over 3m
Quality
Loss-making
Solid business
Dividend
Solid
3.32% yield
Smart-money signal
Who's buying HBNC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $0.49 vs $0.51 consensus (-3.9% surprise). Revenue of $75.5M vs $76.6M expected (-1.4%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-3.9%
Revenue trend · last 8Q
—
—
+30%
+19%
-455%
+227%
+44%
-100%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$57.4M
$22.9M
$68.1M
$65.0M
-$203.7M
$100.8M
$97.9M
$0
Margins · last 8Q
Gross
—
Operating
—
Profit
—
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 24, 2026
vs Industry
How HBNC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related