MidWestOne Financial Group, Inc.
MOFG
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.0B
$49.31
▲ +2.35%
P/E
17.55
Mkt Cap
$1.0B
52-Wk Range
$24.62–$49.69
52-Week Range
$24.62 - $49.69
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 77.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Established regional presence with 56 banking offices across five states providing local market expertise
- Diversified revenue model combining traditional lending, deposits, and high-margin trust and investment services
- Strong community banking relationships and personalized service in underserved regional markets
Bear Case
2 risks
- Average volatility.
- Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.
Growth
Revenue decline expected
Expansion in high-growth markets including Minneapolis/St. Paul and Denver metropolitan areas
Value
Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.
Momentum
Stable
+0.0% over 3m
Quality
Excellent
High-growth business (208% revenue growth, 63% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.97% yield
Smart-money signal
Who's buying MOFG right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Most recent quarter reported revenue of $89.2M (+208% YoY). Reported EPS of $0.82. Gross margin 66.3%.
Reported EPS · last 4Q
Q3 25
$0.82
Q2 25
$0.48
Q1 25
$0.73
Q4 24
$0.79
Revenue trend · last 8Q
—
—
—
—
+64%
+29%
+4%
+208%
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
$36.4M
$44.5M
$57.9M
-$56.7M
$89.1M
$84.9M
$87.7M
$89.2M
Margins · last 8Q
Gross
66.3%
Operating
24.1%
Profit
19.1%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How MOFG stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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