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MOFG

MidWestOne Financial Group, Inc.

MOFG

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.0B

$49.31

+2.35%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$24.62 - $49.69

P/E

17.55

Fwd P/E

13.77

Beta

1.06

Div Yield

1.97%

Avg Vol

220.4K

Shares Out

20.6M

Mkt Cap

$1.0B

Price action

Price chart

Up 77.7% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

3 reasons

  • Established regional presence with 56 banking offices across five states providing local market expertise
  • Diversified revenue model combining traditional lending, deposits, and high-margin trust and investment services
  • Strong community banking relationships and personalized service in underserved regional markets

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Expansion in high-growth markets including Minneapolis/St. Paul and Denver metropolitan areas

Value

Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Stable

+0.0% over 3m

Quality

Excellent

High-growth business (208% revenue growth, 63% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.97% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 22, 2026

LATEST RECAP

Earnings recap unavailable for this period.

EPS surprise · last 4Q

Q3 25

$0.82

Q2 25

$0.48

Q1 25

$0.73

Q4 24

$0.79

Next: Apr 22, 2026

Revenue trend · last 8Q

+64%

+29%

+4%

+208%

Q4 23

Q1 24

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

$36.4M

$44.5M

$57.9M

-$56.7M

$89.1M

$84.9M

$87.7M

$89.2M

Margins · last 8Q

Gross

66.3%

Operating

24.1%

Profit

19.1%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

vs Industry

How MOFG stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.