Central Pacific Financial Corp.
CPF
NYSE·Financial Services·Banks - Regional·Mkt cap $996.8M
$38.19
▲ +1.00%
P/E
12.20
Mkt Cap
$996.8M
52-Wk Range
$27.38–$40.99
52-Week Range
$27.38 - $40.99
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 23.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Dominant market presence in Hawaii with 30 branches and established local relationships
- Specialized expertise in agricultural and commercial lending to regional businesses
- Integrated wealth management and trust services for high-net-worth clients
- Deep community roots since 1954 with understanding of local economic dynamics
- Comprehensive digital banking platform with mobile and internet services
Bear Case
1 risk
- Average volatility.
Growth
Mild headwinds expected
Expansion of commercial and agricultural lending to growing small business sector
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+8.2% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
3.04% yield
Smart-money signal
Who's buying CPF right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 24, 2026
Reported EPS of $0.80 vs $0.78 consensus (+2.2% surprise). Revenue of $77.5M vs $75.7M expected (+2.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.2%
Revenue trend · last 8Q
—
-5%
+12%
+14%
+13%
+61%
+0%
-24%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$65.3M
$57.9M
$87.1M
$89.9M
$92.2M
$93.1M
$87.5M
$68.2M
Margins · last 8Q
Gross
—
Operating
-1.1%
Profit
30.5%
Wall Street consensus
3 analysts · 67% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
67%
Hold
33%
Sell
0%
Median Price Target
—
Latest: Benchmark · Jul 8, 2026
vs Industry
How CPF stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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