TrustCo Bank Corp NY
TRST
NASDAQ·Financial Services·Banks - Regional·Mkt cap $986.3M
$57.92
▲ +0.56%
P/E
16.09
Mkt Cap
$986.3M
52-Wk Range
$34.31–$58.98
52-Week Range
$34.31 - $58.98
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 46.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 120+ year operating history and established brand recognition in Northeast markets
- Diversified revenue streams from banking, lending, REIT operations, and wealth management services
- Multi-state geographic footprint across NY, NJ, VT, MA, and FL reducing regional concentration risk
- Specialized fiduciary and estate planning capabilities attracting high-net-worth clients
- Strong deposit base from 147 banking offices supporting low-cost funding for lending operations
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
No forward estimates available
Expansion of wealth management and asset management services to affluent customer base
Value
Valuation data unavailable
Momentum
Strong
+8.9% over 3m
Quality
Excellent
High-growth business (47% revenue growth, 63% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.66% yield
Smart-money signal
Who's buying TRST right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Most recent quarter reported revenue of $-66.2M. Reported EPS of $0.98. Gross margin 73.3%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+10%
+7%
+10%
+11%
+57%
-242%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$43.6M
$43.3M
$45.3M
$46.6M
$70.7M
$70.5M
$71.0M
-$66.2M
Margins · last 8Q
Gross
73.3%
Operating
32.7%
Profit
—
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How TRST stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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