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TrustCo Bank Corp NY
TRST
NASDAQ·Financial Services·Banks - Regional·Mkt cap $974.0M
$54.54
▼ -2.15%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$32.62 - $56.67
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 53.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 120+ year operating history and established brand recognition in Northeast markets
- Diversified revenue streams from banking, lending, REIT operations, and wealth management services
- Multi-state geographic footprint across NY, NJ, VT, MA, and FL reducing regional concentration risk
- Specialized fiduciary and estate planning capabilities attracting high-net-worth clients
- Strong deposit base from 147 banking offices supporting low-cost funding for lending operations
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
No forward estimates available
Expansion of wealth management and asset management services to affluent customer base
Value
Valuation data unavailable
Momentum
Hot
+21.7% over 3m
Quality
Excellent
High-growth business (47% revenue growth, 68% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.79% yield
Smart-money signal
Who's buying TRST right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 20, 2026
APR 21, 2026
Earnings recap unavailable for this period.
EPS surprise · last 4Q
0 of 1 beats
Q2 26
—
Next: Apr 20, 2026
Revenue trend · last 8Q
—
—
—
+10%
+7%
+10%
+11%
+57%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$43.4M
$43.6M
$43.3M
$45.3M
$46.6M
$70.7M
$70.5M
$71.0M
Margins · last 8Q
Gross
68.4%
Operating
30.4%
Profit
22.9%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
No analyst coverage on file for this stock yet.