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SBSI

Southside Bancshares, Inc.

SBSI

NYSE·Financial Services·Banks - Regional·Mkt cap $934.8M

$31.42

-0.44%

P/E

12.37

Mkt Cap

$934.8M

52-Wk Range

$26.32–$36.20

52-Week Range

$26.32 - $36.20

P/E

12.37

Fwd P/E

9.56

Beta

0.57

Div Yield

4.61%

Avg Vol

118.6K

Shares Out

29.7M

Mkt Cap

$934.8M

Price action

Price chart

Up 1.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Established 60+ year operating history with deep community relationships and local market knowledge
  • Diversified loan portfolio reducing concentration risk across consumer, commercial, and real estate segments
  • Integrated wealth management and trust services providing higher-margin fee income and customer stickiness
  • Regional scale with 56 banking locations and 73 ATMs/ITMs enabling efficient market coverage
  • Community bank positioning allowing personalized service and faster decision-making versus larger competitors

Bear Case

1 risk

  • Low volatility (beta 0.6).

Growth

Revenue decline expected

Expansion of commercial and real estate lending in growing Texas markets

Value

Attractively priced below Commercial Banking peer average

Momentum

Stable

-4.1% over 3m

Quality

Strong

Strong fundamentals

Dividend

Solid

4.61% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 23, 2026

Q3 26 RECAP

JUL 24, 2026

Reported EPS of $0.90 vs $0.86 consensus (+4.7% surprise). Revenue of $72.8M vs $75.0M expected (-3.0%).

EPS beat +4.7%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+4.7%

Revenue trend · last 8Q

+16%

+2%

+2%

+14%

+61%

+3%

-6%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$63.2M

$67.1M

$110.1M

$110.3M

$118.5M

$107.9M

$113.3M

$103.9M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

25.8%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Benchmark · Jun 24, 2026

vs Industry

How SBSI stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.