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MPB

Mid Penn Bancorp, Inc.

MPB

NASDAQ·Financial Services·Banks - Regional·Mkt cap $904.3M

$35.18

-1.40%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$26.50 - $35.98

P/E

14.84

Fwd P/E

11.10

Beta

0.48

Div Yield

2.59%

Avg Vol

173.7K

Shares Out

25.3M

Mkt Cap

$904.3M

Price action

Price chart

Up 16.4% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • 150+ year operating history and established brand recognition in Pennsylvania markets
  • Extensive branch network with 60 full-service locations providing local market expertise and relationship banking
  • Diversified loan portfolio across commercial, consumer, agricultural, and community development segments reducing concentration risk
  • Strong community ties and local decision-making enabling faster credit decisions and personalized service

Bear Case

2 risks

  • Low volatility (beta 0.5).
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Mild headwinds expected

Expansion of commercial lending in growing central and eastern Pennsylvania markets

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+7.2% over 3m

Quality

Excellent

Emerging growth company (75% revenue growth). Early stage with higher risk.

Dividend

Solid

2.59% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 22, 2026

Q2 26 RECAP

APR 22, 2026

Reported EPS of $0.64 vs $0.80 consensus (-20.0% surprise). Revenue of $64.9M vs $63.0M expected (+2.9%).

EPS miss
Rev beat +2.9%

EPS surprise · last 4Q

0 of 2 beats

Q2 26

-20.0%

Q2 26

-20.0%

Next: Jul 22, 2026

Revenue trend · last 8Q

+13%

+23%

+36%

+33%

+65%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$43.5M

$44.8M

$46.7M

$47.0M

$53.7M

$94.0M

$92.4M

$77.6M

Margins · last 8Q

Gross

61.0%

Operating

14.6%

Profit

11.2%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Raymond James · Jun 30, 2026

vs Industry

How MPB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.