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FCBC

First Community Bankshares, Inc.

FCBC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $861.1M

$45.12

-1.14%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$31.21 - $45.84

P/E

16.96

Fwd P/E

15.14

Beta

0.48

Div Yield

4.96%

Avg Vol

85.7K

Shares Out

19.1M

Mkt Cap

$861.1M

Price action

Price chart

Up 8.0% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 150-year heritage and deep community relationships across Appalachian region
  • Diversified revenue streams from retail banking, commercial lending, and high-margin wealth management services
  • Strategic multi-state branch network (49 locations) providing geographic diversification and market penetration
  • Specialized expertise serving niche industries including coal mining, gas extraction, and government sectors

Bear Case

2 risks

  • Low volatility (beta 0.5).
  • Premium valuation to Commercial Banking peers

Growth

Stable outlook

Expansion of wealth management and trust services to higher-net-worth individuals

Value

Premium valuation to Commercial Banking peers

Momentum

Strong

+7.3% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

4.96% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 21, 2026

LATEST RECAP

Earnings recap unavailable for this period.

EPS surprise · last 4Q

Q1 26

$0.64

Q4 25

$0.68

Q3 25

$0.67

Q2 25

$0.67

Next: Apr 21, 2026

Revenue trend · last 8Q

-11%

-1%

-1%

-0%

-78%

+17%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$38.8M

$39.6M

$39.4M

$38.0M

$43.3M

$43.9M

$43.5M

$44.6M

Margins · last 8Q

Gross

Operating

Profit

27.0%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Raymond James · Jun 30, 2026

vs Industry

How FCBC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.