First Community Bankshares, Inc.
FCBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $926.2M
$49.09
▲ +0.31%
P/E
15.44
Mkt Cap
$926.2M
52-Wk Range
$31.21–$50.17
52-Week Range
$31.21 - $50.17
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 29.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established 150-year heritage and deep community relationships across Appalachian region
- Diversified revenue streams from retail banking, commercial lending, and high-margin wealth management services
- Strategic multi-state branch network (49 locations) providing geographic diversification and market penetration
- Specialized expertise serving niche industries including coal mining, gas extraction, and government sectors
Bear Case
2 risks
- Low volatility (beta 0.5).
- Premium valuation to Commercial Banking peers
Growth
Moderate growth ahead
Expansion of wealth management and trust services to higher-net-worth individuals
Value
Premium valuation to Commercial Banking peers
Momentum
Strong
+13.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
4.60% yield
Smart-money signal
Who's buying FCBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 21, 2026
Reported EPS of $0.76 vs $0.74 consensus (+3.1% surprise). Revenue of $57.2M vs $51.2M expected (+11.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+3.1%
Revenue trend · last 8Q
—
-11%
-1%
-1%
-0%
-78%
+17%
-24%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$39.6M
$39.4M
$38.0M
$43.3M
$43.9M
$43.5M
$44.6M
$32.8M
Margins · last 8Q
Gross
—
Operating
-47.7%
Profit
68.7%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jun 30, 2026
vs Industry
How FCBC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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