First Financial Corporation
THFF
NASDAQ·Financial Services·Banks - Regional·Mkt cap $943.5M
$79.34
▲ +0.81%
P/E
11.11
Mkt Cap
$943.5M
52-Wk Range
$51.21–$84.17
52-Week Range
$51.21 - $84.17
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 35.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 190-year operating history and established brand trust in regional markets
- Extensive branch network (78 locations) providing local market presence and customer accessibility
- Diversified revenue streams across deposits, commercial lending, residential mortgages, and trust services
- Deep community relationships enabling personalized service and local decision-making advantages
- Strong deposit base providing stable, low-cost funding for lending operations
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
Mild headwinds expected
Commercial lending expansion to growing businesses in regional markets
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+10.7% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.76% yield
Smart-money signal
Who's buying THFF right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 28, 2026
Reported EPS of $1.91 vs $1.79 consensus (+6.7% surprise). Revenue of $71.9M vs $72.8M expected (-1.3%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+6.7%
Revenue trend · last 8Q
—
+22%
+29%
+28%
+13%
+14%
-7%
-0%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$58.4M
$61.8M
$83.5M
$84.6M
$87.8M
$70.5M
$77.9M
$84.2M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
27.0%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · May 5, 2026
vs Industry
How THFF stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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