LIVE

THFF

First Financial Corporation

THFF

NASDAQ·Financial Services·Banks - Regional·Mkt cap $929.7M

$77.02

-1.48%

View full research view

Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

View research view

52-Week Range

$51.21 - $78.74

P/E

11.33

Fwd P/E

10.50

Beta

0.43

Div Yield

2.84%

Avg Vol

96.7K

Shares Out

11.9M

Mkt Cap

$929.7M

Price action

Price chart

Up 35.2% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 190-year operating history and established brand trust in regional markets
  • Extensive branch network (78 locations) providing local market presence and customer accessibility
  • Diversified revenue streams across deposits, commercial lending, residential mortgages, and trust services
  • Deep community relationships enabling personalized service and local decision-making advantages
  • Strong deposit base providing stable, low-cost funding for lending operations

Bear Case

1 risk

  • Low volatility (beta 0.4).

Growth

Mild headwinds expected

Commercial lending expansion to growing businesses in regional markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Hot

+20.2% over 3m

Quality

Excellent

Exceptional business - top-tier fundamentals

Dividend

Solid

2.84% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 20, 2026

Q2 26 RECAP

APR 28, 2026

Reported EPS of $1.67 vs $1.64 consensus (+1.8% surprise). Revenue of $68.2M vs $69.6M expected (-2.0%).

EPS beat +1.8%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+1.8%

Next: Apr 20, 2026

Revenue trend · last 8Q

+22%

+29%

+28%

+13%

+14%

-7%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$49.2M

$58.4M

$61.8M

$83.5M

$84.6M

$87.8M

$70.5M

$77.9M

Margins · last 8Q

Gross

Operating

Profit

25.4%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Keefe, Bruyette & Woods · May 5, 2026

vs Industry

How THFF stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.