Hanmi Financial Corporation
HAFC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $947.8M
$32.06
▲ +0.69%
P/E
10.83
Mkt Cap
$947.8M
52-Wk Range
$22.85–$33.50
52-Week Range
$22.85 - $33.50
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 25.9% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized expertise in SBA and trade finance lending with dedicated infrastructure
- Geographic diversification across nine states including high-growth markets (California, Texas, Southeast)
- Relationship-based banking model serving underserved small and middle-market business segments
- Established 40+ year operating history with deep community banking relationships
- Niche focus on international trade services differentiates from larger regional competitors
Bear Case
1 risk
- Low volatility (beta 0.7).
Growth
Revenue decline expected
Expansion of SBA lending portfolio in underserved small business markets
Value
Trading at 0.9x Commercial Banking peers — a discount despite the growth profile.
Momentum
Stable
+4.5% over 3m
Quality
Strong
High-growth business (76% revenue growth, 56% gross margin). Profitable with strong growth momentum.
Dividend
Solid
3.49% yield
Smart-money signal
Who's buying HAFC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $0.79 vs $0.77 consensus (+2.9% surprise). Revenue of $72.2M vs $74.0M expected (-2.5%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.9%
Revenue trend · last 8Q
—
-41%
+8%
+15%
+23%
-39%
+63%
-6%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$57.6M
$60.8M
$62.8M
$65.2M
$115.1M
$112.9M
$102.2M
$103.3M
Margins · last 8Q
Gross
-61.2%
Operating
-16.4%
Profit
22.8%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Capital One Financial · $32.00 · May 28, 2026
vs Industry
How HAFC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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