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HCI

HCI Group, Inc.

HCI

NYSE·Financial Services·Insurance - Property & Casualty·Mkt cap $2.3B

$183.13

▲ +2.51%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$136.37 - $210.50

P/E

7.61

Fwd P/E

10.51

Beta

1.05

Div Yield

0.90%

Avg Vol

200.2K

Shares Out

13.0M

Mkt Cap

$2.3B

Price action

Price chart

Up 22.8% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Specialized expertise in Florida's high-value residential insurance market with deep local knowledge
  • Proprietary technology platforms that streamline policy administration and claims management
  • Diversified revenue streams from insurance, reinsurance, real estate, and software solutions
  • Integrated business model combining underwriting operations with technology development and real estate assets
  • Strong brand recognition in Florida market with established customer base
▼

Bear Case

1 risk

  • Average volatility.

Growth

Stable outlook

Expansion of insurance technology platform adoption across the industry

Value

Attractively priced below Property & Casualty Insurance peer average

Momentum

Strong

+16.7% over 3m

Quality

Excellent

Exceptional business - top-tier fundamentals

Dividend

Modest

0.90% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Aug 6, 2026

“
Q2 26 RECAP

MAY 6, 2026

Reported EPS of $5.45 vs $5.26 consensus (+3.6% surprise). Revenue of $242.9M vs $245.1M expected (-0.9%).

EPS beat +3.6%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+3.6%

Next: Aug 6, 2026

Revenue trend · last 8Q

—

—

-1%

+5%

+8%

+25%

+56%

+12%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$202.9M

$171.8M

$158.2M

$217.1M

$222.0M

$216.4M

$246.2M

$242.9M

Margins · last 8Q

Gross

—

Operating

—

Profit

30.2%

View full earnings history →

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

View full analyst page →

vs Industry

How HCI stacks vs Insurance - Property & Casualty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.