HCI Group, Inc.
HCI
NYSE·Financial Services·Insurance - Property & Casualty·Mkt cap $2.4B
$187.64
▼ -1.20%
P/E
7.61
Mkt Cap
$2.4B
52-Wk Range
$144.75–$210.50
52-Week Range
$144.75 - $210.50
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 7.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized expertise in Florida's high-value residential insurance market with deep local knowledge
- Proprietary technology platforms that streamline policy administration and claims management
- Diversified revenue streams from insurance, reinsurance, real estate, and software solutions
- Integrated business model combining underwriting operations with technology development and real estate assets
- Strong brand recognition in Florida market with established customer base
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Expansion of insurance technology platform adoption across the industry
Value
Fairly valued vs Property & Casualty Insurance peers
Momentum
Hot
+21.9% over 3m
Quality
Excellent
Excellent business quality
Dividend
Modest
0.85% yield
Smart-money signal
Who's buying HCI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 5, 2026
AUG 6, 2026
Reported EPS of $5.60 vs $5.04 consensus (+11.1% surprise). Revenue of $246.7M vs $247.4M expected (-0.3%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+11.1%
Revenue trend · last 8Q
—
-1%
+5%
+8%
+25%
+56%
+12%
+11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$171.8M
$158.2M
$217.1M
$222.0M
$216.4M
$246.2M
$242.9M
$246.7M
Margins · last 8Q
Gross
-71.9%
Operating
-46.8%
Profit
38.3%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Citi · Aug 7, 2026
vs Industry
How HCI stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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