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HDB

HDFC Bank Limited

HDB

NYSE·Financial Services·Banks - Regional·Mkt cap $118.9B

$23.18

-0.43%

P/E

8.12

Mkt Cap

$118.9B

52-Wk Range

$22.30–$37.45

52-Week Range

$22.30 - $37.45

P/E

8.12

Fwd P/E

13.85

Beta

0.42

Div Yield

2.18%

Avg Vol

9.2M

Shares Out

5.1B

Mkt Cap

$118.9B

Price action

Price chart

Down 34.5% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Largest private sector bank in India with extensive branch and ATM network
  • Strong brand recognition and customer loyalty with high deposit base
  • Advanced digital banking platform and mobile-first approach
  • Superior asset quality and risk management practices

Bear Case

2 risks

  • Low volatility (beta 0.4).
  • Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Rising financial inclusion and digital adoption in India

Value

Growth premium of 1.2x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Stable

+0.7% over 3m

Quality

Excellent

High-growth business (500% revenue growth, 60% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.18% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 16, 2026

Q3 26 RECAP

JUL 17, 2026

Reported EPS of $0.40 vs $0.38 consensus (+4.6% surprise). Revenue of $5.0B vs $5.0B expected (+0.0%). Beat on both top and bottom lines.

EPS beat +4.6%
Rev beat +0.0%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+4.6%

Revenue trend · last 8Q

+18%

+59%

+25%

+211%

+14827%

Q2 24

Q3 24

Q4 25

Q1 25

Q2 25

Q3 25

Q4 26

Q1 27

$50.6M

$71.8M

$25.8M

$93.7M

$80.3M

$13.4B

$12.4B

$14.0B

Margins · last 8Q

Gross

Operating

Profit

14.5%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How HDB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.