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ING

ING Groep N.V.

ING

NYSE·Financial Services·Banks - Diversified·Mkt cap $90.6B

$32.10

+1.97%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$22.28 - $32.40

P/E

13.62

Fwd P/E

11.11

Beta

0.90

Div Yield

4.55%

Avg Vol

3.3M

Shares Out

2.9B

Mkt Cap

$90.6B

Price action

Price chart

Up 40.8% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Extensive European retail banking network with established customer base
  • Diversified geographic footprint reducing regional economic risks
  • Strong digital banking infrastructure and fintech capabilities
  • Comprehensive product portfolio across retail, wholesale, and corporate segments

Bear Case

1 risk

  • Average volatility.

Growth

Revenue decline expected

Digital transformation and mobile banking adoption across markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+18.5% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Solid

4.55% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 30, 2026

Q2 26 RECAP

APR 30, 2026

Reported EPS of $0.63 vs $0.60 consensus (+5.0% surprise). Revenue of $6.8B vs $6.9B expected (-0.4%).

EPS beat +5.0%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+5.0%

Next: Jul 30, 2026

Revenue trend · last 8Q

-13%

-1%

+7%

+3%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$32.7B

$6.9B

$6.3B

$6.6B

$28.4B

$6.9B

$5.8B

$5.8B

Margins · last 8Q

Gross

94.1%

Operating

38.8%

Profit

26.7%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

vs Industry

How ING stacks vs Banks - Diversified

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.