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ING

ING Groep N.V.

ING

NYSE·Financial Services·Banks - Diversified·Mkt cap $106.2B

$37.18

+0.24%

P/E

14.84

Mkt Cap

$106.2B

52-Wk Range

$23.63–$37.30

52-Week Range

$23.63 - $37.30

P/E

14.84

Fwd P/E

12.74

Beta

0.85

Div Yield

4.07%

Avg Vol

2.8M

Shares Out

2.9B

Mkt Cap

$106.2B

Price action

Price chart

Up 51.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Extensive European retail banking network with established customer base
  • Diversified geographic footprint reducing regional economic risks
  • Strong digital banking infrastructure and fintech capabilities
  • Comprehensive product portfolio across retail, wholesale, and corporate segments

Bear Case

1 risk

  • Average volatility.

Growth

Revenue decline expected

Digital transformation and mobile banking adoption across markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Hot

+27.7% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Solid

4.07% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 29, 2026

Q3 26 RECAP

JUL 30, 2026

Reported EPS of $0.79 vs $0.75 consensus (+5.3% surprise). Revenue of $7.2B vs $7.0B expected (+3.4%). Beat on both top and bottom lines.

EPS beat +5.3%
Rev beat +3.4%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+5.3%

Revenue trend · last 8Q

-13%

-1%

+7%

+3%

-5%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$6.9B

$6.3B

$6.6B

$28.4B

$6.9B

$5.8B

$5.8B

$26.9B

Margins · last 8Q

Gross

Operating

Profit

8.4%

Wall Street consensus

3 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

3

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Morgan Stanley · Sep 2, 2026

vs Industry

How ING stacks vs Banks - Diversified

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.