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USB

U.S. Bancorp

USB

NYSE·Financial Services·Banks - Diversified·Mkt cap $96.2B

$61.73

-0.37%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$43.46 - $62.38

P/E

12.97

Fwd P/E

12.09

Beta

1.00

Div Yield

3.36%

Avg Vol

9.3M

Shares Out

1.6B

Mkt Cap

$96.2B

Price action

Price chart

Up 30.5% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Extensive regional banking network
  • Diversified financial service offerings
  • Strong digital banking infrastructure
  • Robust risk management practices

Bear Case

2 risks

  • Average volatility.
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Digital banking technology expansion

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+17.0% over 3m

Quality

Excellent

High-growth business (57% revenue growth, 63% gross margin). Profitable with strong growth momentum.

Dividend

Solid

3.36% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 15, 2026

Q2 26 RECAP

APR 16, 2026

Reported EPS of $1.18 vs $1.14 consensus (+3.5% surprise). Revenue of $7.3B vs $7.3B expected (+0.1%). Beat on both top and bottom lines.

EPS beat +3.5%
Rev beat +0.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+3.5%

Next: Apr 15, 2026

Revenue trend · last 8Q

+4%

+4%

+2%

+7%

+57%

+56%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$6.8B

$6.8B

$7.0B

$6.9B

$10.5B

$11.0B

$11.0B

$10.8B

Margins · last 8Q

Gross

61.7%

Operating

24.8%

Profit

17.9%

Wall Street consensus

12 analysts · 67% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

8

67%

Hold

3

25%

Sell

1

8%

Median Price Target

$64.00

+3.7% vs $61.73

Low $60.00
Median $64.00
High $73.00

Latest: Oppenheimer · Jun 30, 2026

6 analysts covering

vs Industry

How USB stacks vs Banks - Diversified

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.