U.S. Bancorp
USB
NYSE·Financial Services·Banks - Diversified·Mkt cap $95.3B
$62.77
▲ +2.55%
P/E
12.55
Mkt Cap
$95.3B
52-Wk Range
$45.02–$66.08
52-Week Range
$45.02 - $66.08
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 26.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Extensive regional banking network
- Diversified financial service offerings
- Strong digital banking infrastructure
- Robust risk management practices
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Digital banking technology expansion
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+12.1% over 3m
Quality
Excellent
High-growth business (40% revenue growth, 64% gross margin). Profitable with strong growth momentum.
Dividend
Solid
3.40% yield
Smart-money signal
Who's buying USB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 15, 2026
JUL 16, 2026
Reported EPS of $1.35 vs $1.28 consensus (+5.5% surprise). Revenue of $7.7B vs $7.6B expected (+1.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+5.5%
Revenue trend · last 8Q
—
+4%
+4%
+2%
+7%
+57%
+56%
+4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$6.8B
$7.0B
$6.9B
$10.5B
$11.0B
$11.0B
$10.8B
$10.9B
Margins · last 8Q
Gross
65.4%
Operating
24.9%
Profit
19.9%
Wall Street consensus
11 analysts · 82% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
82%
Hold
9%
Sell
9%
Median Price Target
$67.00
▲ +6.7% vs $62.77
Latest: RBC Capital · Aug 24, 2026
1 analyst covering
vs Industry
How USB stacks vs Banks - Diversified
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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