Jefferson Capital, Inc. Common Stock
JCAP
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $1.3B
$21.35
▼ -0.14%
P/E
8.24
Mkt Cap
$1.3B
52-Wk Range
$15.50–$24.44
52-Week Range
$15.50 - $24.44
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 14.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Deep discount acquisition of charged-off receivables creates significant margin potential
- Established operational infrastructure and expertise in multi-jurisdictional debt recovery
- Consumer-focused approach balances collections with financial recovery support
Bear Case
1 risk
- Low volatility (beta -0.1).
Growth
Stable outlook
Expansion into emerging markets and new geographic regions
Value
Undervalued - trading well below Digital Payments peers
Momentum
Hot
+36.1% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
4.50% yield
Smart-money signal
Who's buying JCAP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 12, 2026
AUG 13, 2026
Reported EPS of $0.67 vs $0.68 consensus (-1.9% surprise). Revenue of $177.5M vs $169.7M expected (+4.6%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-1.9%
Revenue trend · last 8Q
—
—
+55%
+47%
+36%
+30%
+14%
+16%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$110.6M
$118.9M
$154.9M
$152.7M
$150.8M
$154.8M
$176.4M
$177.5M
Margins · last 8Q
Gross
—
Operating
45.9%
Profit
23.3%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Citi · Aug 14, 2026
vs Industry
How JCAP stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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