World Acceptance Corporation
WRLD
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $888.0M
$190.54
▼ -0.59%
P/E
188.65
Mkt Cap
$888.0M
52-Wk Range
$110.00–$227.68
52-Week Range
$110.00 - $227.68
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 10.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established branch network of 1,167 locations across 16 states
- Specialized expertise serving underserved borrowers with limited credit access
- Multiple revenue streams from insurance and ancillary services
- 60+ year operating history and brand recognition in regional markets
- Direct customer relationships enabling cross-selling opportunities
Bear Case
2 risks
- Average volatility.
- Premium valuation to Digital Payments peers
Growth
Moderate growth ahead
Expansion of branch network in existing and new markets
Value
Premium valuation to Digital Payments peers
Momentum
Strong
+11.8% over 3m
Quality
Excellent
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying WRLD right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 24, 2026
Reported EPS of $2.12 vs $0.58 consensus (+265.5% surprise). Revenue of $139.2M vs $143.9M expected (-3.3%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+265.5%
Revenue trend · last 8Q
—
—
—
+4%
+3%
-1%
+1%
+5%
Q1 24
Q2 24
Q3 24
Q4 25
Q1 25
Q2 25
Q3 25
Q1 27
$119.8M
$121.0M
$127.3M
$154.1M
$132.5M
$134.5M
$141.3M
$139.2M
Margins · last 8Q
Gross
99.4%
Operating
43.2%
Profit
4.4%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How WRLD stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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