PRA Group, Inc.
PRAA
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $717.8M
$18.82
▼ -1.67%
P/E
-2.80
Mkt Cap
$717.8M
52-Wk Range
$10.25–$22.55
52-Week Range
$10.25 - $22.55
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 11.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Scale and diversification across Americas, Australia, and Europe with established relationships with major financial institutions
- Proprietary collection technology and operational expertise enabling efficient debt recovery and portfolio management
- Access to distressed debt at significant discounts providing margin expansion opportunities
- Regulatory expertise and compliance infrastructure across multiple jurisdictions
Bear Case
1 risk
- Average volatility.
Growth
Turning profitable
Expansion of international operations and emerging market opportunities in debt recovery
Value
Undervalued - trading well below Digital Payments peers
Momentum
Hot
+27.5% over 3m
Quality
Excellent
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying PRAA right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 2, 2026
AUG 6, 2026
Reported EPS of $1.51 vs $0.53 consensus (+187.6% surprise). Revenue of $372.2M vs $300.0M expected (+24.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+187.6%
Revenue trend · last 8Q
—
+33%
+20%
+15%
+12%
+33%
+15%
+28%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$258.2M
$273.0M
$272.0M
$290.7M
$314.1M
$363.3M
$314.2M
$372.5M
Margins · last 8Q
Gross
92.8%
Operating
38.8%
Profit
15.6%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How PRAA stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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