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KINS

Kingstone Companies, Inc.

KINS

NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $289.1M

$19.96

-1.29%

P/E

9.28

Mkt Cap

$289.1M

52-Wk Range

$13.15–$20.90

52-Week Range

$13.15 - $20.90

P/E

9.28

Fwd P/E

7.53

Beta

0.45

Div Yield

1.05%

Avg Vol

122.9K

Shares Out

14.5M

Mkt Cap

$289.1M

Price action

Price chart

Up 49.4% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Regional market expertise and deep customer relationships in New York built over 135+ years
  • Specialized niche products (canine liability, for-hire vehicle coverage) with limited competition
  • Established distribution network through retail and wholesale agents and brokers
  • Focused underwriting strategy targeting underserved personal and specialty insurance segments

Bear Case

1 risk

  • Low volatility (beta 0.4).

Growth

Strong growth ahead

Expansion of specialty insurance products in high-margin niche markets

Value

Undervalued - trading well below Property & Casualty Insurance peers

Momentum

Hot

+28.4% over 3m

Quality

Excellent

Excellent business quality

Dividend

Modest

1.05% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 5, 2026

Q3 26 RECAP

AUG 6, 2026

Reported EPS of $1.04 vs $0.95 consensus (+9.5% surprise). Revenue of $72.5M vs $71.7M expected (+1.1%). Beat on both top and bottom lines.

EPS beat +9.5%
Rev beat +1.1%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+9.5%

Revenue trend · last 8Q

+16%

+45%

+47%

+39%

-2%

+18%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$35.5M

$39.9M

$41.5M

$50.5M

$52.3M

$55.7M

$40.7M

$59.8M

Margins · last 8Q

Gross

Operating

Profit

-9.7%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How KINS stacks vs Insurance - Property & Casualty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.