NI Holdings, Inc.
NODK
NASDAQ·Financial Services·Insurance - Property & Casualty·Mkt cap $311.5M
$15.21
▼ -0.26%
P/E
40.03
Mkt Cap
$311.5M
52-Wk Range
$12.37–$16.70
52-Week Range
$12.37 - $16.70
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 16.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 75+ year heritage and established brand recognition in Midwest markets
- Specialized expertise in agricultural and non-standard auto insurance segments
- Regional market knowledge and deep customer relationships in underserved areas
- Backing of Nodak Mutual Group providing financial stability and resources
- Niche market focus reduces direct competition from national mega-carriers
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
No forward estimates available
Expansion of non-standard auto insurance market segment
Value
Valuation data unavailable
Momentum
Strong
+8.8% over 3m
Quality
Stable
Mixed fundamentals
Dividend
None
No dividend
Smart-money signal
Who's buying NODK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 6, 2026
AUG 7, 2026
Most recent quarter reported revenue of $70.2M (-8% YoY). Reported EPS of $0.01. Gross margin 0.0%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
-22%
-4%
-13%
-14%
-403%
-17%
-8%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$89.0M
$73.9M
$71.4M
$76.1M
$76.6M
-$224.1M
$59.6M
$70.2M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
0.2%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How NODK stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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