Nicolet Bankshares, Inc.
NIC
NYSE·Financial Services·Banks - Regional·Mkt cap $3.0B
$172.12
▲ +0.73%
P/E
18.73
Mkt Cap
$3.0B
52-Wk Range
$114.12–$180.00
52-Week Range
$114.12 - $180.00
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 25.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong regional presence with 52 branches across Wisconsin and Michigan providing community relationships and local market expertise
- Specialized agricultural lending capabilities serving the farming community in the Upper Midwest
- Comprehensive suite of services from basic deposits to wealth management reducing customer need for multiple financial institutions
- Established brand heritage with over 20 years as Nicolet Bankshares and deep roots in Green Bay community
Bear Case
2 risks
- Low volatility (beta 0.6).
- Premium valuation to Commercial Banking peers
Growth
Moderate growth ahead
Expansion of commercial and industrial lending to small and mid-sized businesses in growing Midwest markets
Value
Premium valuation to Commercial Banking peers
Momentum
Strong
+19.5% over 3m
Quality
Excellent
Excellent business quality
Dividend
Modest
0.79% yield
Smart-money signal
Who's buying NIC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $2.99 vs $2.85 consensus (+4.9% surprise). Revenue of $177.8M vs $171.9M expected (+3.4%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.9%
Revenue trend · last 8Q
—
—
+9%
-36%
+13%
+10%
+14%
+45%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$90.7M
$91.2M
$89.4M
$54.2M
$144.0M
$139.4M
$102.1M
$200.9M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
28.3%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 22, 2026
vs Industry
How NIC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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