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Banc of California, Inc.
BANC
NYSE·Financial Services·Banks - Regional·Mkt cap $3.2B
$20.30
▼ -1.26%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$13.96 - $21.61
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 40.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional presence with 29 branches in high-growth Southern California markets
- Diversified loan portfolio reducing concentration risk across commercial and consumer segments
- Strong deposit base providing stable, low-cost funding for lending operations
- Comprehensive digital banking and treasury management services enhancing customer retention
- Long operating history since 1941 demonstrating institutional stability and market knowledge
Bear Case
2 risks
- Average volatility.
- Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.
Growth
Revenue decline expected
Expansion of commercial real estate and multifamily lending in Southern California's growing markets
Value
Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.
Momentum
Strong
+16.6% over 3m
Quality
Strong
High-growth business (83% revenue growth, 60% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.14% yield
Smart-money signal
Who's buying BANC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 16, 2026
APR 22, 2026
Reported EPS of $0.39 vs $0.38 consensus (+2.6% surprise). Revenue of $286.9M vs $290.7M expected (-1.3%).
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+2.6%
Next: Apr 16, 2026
Revenue trend · last 8Q
—
—
—
+2%
+5%
+35%
+76%
+68%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$254.9M
$212.7M
$259.8M
$264.0M
$448.2M
$465.5M
$458.5M
$442.8M
Margins · last 8Q
Gross
62.6%
Operating
21.6%
Profit
16.3%
Wall Street consensus
6 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: DA Davidson · Apr 28, 2026