Banc of California, Inc.
BANC
NYSE·Financial Services·Banks - Regional·Mkt cap $2.9B
$18.92
▲ +0.80%
P/E
-51.14
Mkt Cap
$2.9B
52-Wk Range
$15.33–$21.93
52-Week Range
$15.33 - $21.93
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 12.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established regional presence with 29 branches in high-growth Southern California markets
- Diversified loan portfolio reducing concentration risk across commercial and consumer segments
- Strong deposit base providing stable, low-cost funding for lending operations
- Comprehensive digital banking and treasury management services enhancing customer retention
- Long operating history since 1941 demonstrating institutional stability and market knowledge
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Expansion of commercial real estate and multifamily lending in Southern California's growing markets
Value
Trading at 0.0x Commercial Banking peers — a discount despite the growth profile.
Momentum
Stable
-1.7% over 3m
Quality
Strong
High-growth business (68% revenue growth, 53% gross margin). Pre-profit but investing in growth.
Dividend
Solid
2.33% yield
Smart-money signal
Who's buying BANC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 29, 2026
Reported EPS of -$1.61 vs $0.40 consensus (-505.4% surprise). Revenue of $285.7M vs $295.3M expected (-3.3%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-505.4%
Revenue trend · last 8Q
—
—
+2%
+5%
+35%
+76%
+68%
-131%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$212.7M
$259.8M
$264.0M
$448.2M
$465.5M
$458.5M
$442.8M
-$139.4M
Margins · last 8Q
Gross
—
Operating
68.7%
Profit
—
Wall Street consensus
6 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Barclays · Aug 3, 2026
vs Industry
How BANC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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