The Bank of N.T. Butterfield & Son Limited
NTB
NYSE·Financial Services·Banks - Regional·Mkt cap $2.4B
$61.53
▲ +0.92%
P/E
10.68
Mkt Cap
$2.4B
52-Wk Range
$40.59–$64.17
52-Week Range
$40.59 - $64.17
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 37.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 165+ year heritage and established brand reputation across multiple jurisdictions
- Diversified geographic presence in key financial centers (Bermuda, Cayman Islands, UK, Switzerland, Singapore)
- Integrated service model combining banking, wealth management, and insurance
- Strong institutional and high-net-worth client base reducing retail deposit volatility
- Regulatory expertise and compliance infrastructure across multiple jurisdictions
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Mild headwinds expected
Digital banking expansion and mobile/internet platform adoption
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+5.8% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
3.25% yield
Smart-money signal
Who's buying NTB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 27, 2026
Reported EPS of $1.58 vs $1.51 consensus (+4.6% surprise). Revenue of $158.3M vs $156.9M expected (+0.9%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+4.6%
Revenue trend · last 8Q
—
+46%
+4%
+2%
+39%
-3%
-21%
-19%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$144.0M
$209.2M
$198.5M
$198.0M
$200.5M
$203.0M
$155.9M
$159.9M
Margins · last 8Q
Gross
99.0%
Operating
30.3%
Profit
29.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How NTB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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