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Nu Holdings Ltd.
NU
NYSE·Financial Services·Banks - Regional·Mkt cap $64.8B
$13.66
▲ +1.98%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$11.20 - $18.98
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 0.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Advanced technological infrastructure
- Mobile-first customer experience
- Low-cost digital banking model
- Strong regional market positioning
Bear Case
2 risks
- Average volatility.
- Growth premium of 1.4x vs Digital Payments peers. Reasonable for this growth rate.
Growth
Moderate growth ahead
Digital banking adoption in Latin America
Value
Growth premium of 1.4x vs Digital Payments peers. Reasonable for this growth rate.
Momentum
Weak
-5.4% over 3m
Quality
Strong
High-growth business (86% revenue growth, 44% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying NU right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Aug 13, 2026
MAY 14, 2026
Reported EPS of $0.19 vs $0.20 consensus (-3.6% surprise). Revenue of $5.0B vs $5.1B expected (-1.8%).
EPS surprise · last 4Q
0 of 1 beats
Q2 26
-3.6%
Next: Aug 13, 2026
Revenue trend · last 8Q
—
—
+25%
+14%
+20%
+30%
+123%
+58%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$2.1B
$2.1B
$2.1B
$3.1B
$3.7B
$4.2B
$4.7B
$5.0B
Margins · last 8Q
Gross
—
Operating
—
Profit
17.5%
Wall Street consensus
5 analysts · 40% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
40%
Hold
40%
Sell
20%
Median Price Target
$13.00
▼ -4.8% vs $13.66
Latest: Needham · Jun 26, 2026
3 analysts covering
vs Industry
How NU stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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