Nu Holdings Ltd.
NU
NYSE·Financial Services·Banks - Regional·Mkt cap $74.4B
$15.37
▼ -1.98%
P/E
20.77
Mkt Cap
$74.4B
52-Wk Range
$11.20–$18.98
52-Week Range
$11.20 - $18.98
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 1.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Advanced technological infrastructure
- Mobile-first customer experience
- Low-cost digital banking model
- Strong regional market positioning
Bear Case
2 risks
- Average volatility.
- Growth premium of 1.7x vs Digital Payments peers. Elevated but may be justified by growth trajectory.
Growth
Strong growth ahead
Digital banking adoption in Latin America
Value
Growth premium of 1.7x vs Digital Payments peers. Elevated but may be justified by growth trajectory.
Momentum
Hot
+32.5% over 3m
Quality
Strong
Emerging growth company (-33% revenue growth). Early stage with higher risk.
Dividend
None
No dividend
Smart-money signal
Who's buying NU right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 12, 2026
AUG 13, 2026
Reported EPS of $0.22 vs $0.20 consensus (+10.9% surprise). Revenue of $5.9B vs $5.4B expected (+9.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+10.9%
Revenue trend · last 8Q
—
+25%
+14%
+20%
+30%
+123%
+58%
-33%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$2.1B
$2.1B
$3.1B
$3.7B
$4.2B
$4.7B
$5.0B
$2.5B
Margins · last 8Q
Gross
100.0%
Operating
62.4%
Profit
42.9%
Wall Street consensus
6 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
33%
Sell
17%
Median Price Target
—
Latest: Wolfe Research · Aug 25, 2026
vs Industry
How NU stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related