Orange County Bancorp, Inc.
OBT
NASDAQ·Financial Services·Banks - Regional·Mkt cap $502.8M
$37.50
▼ -1.19%
P/E
10.56
Mkt Cap
$502.8M
52-Wk Range
$23.25–$40.10
52-Week Range
$23.25 - $40.10
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 41.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Deep community roots and 130+ year operating history in Hudson Valley markets
- Established branch network with 14 full-service locations providing local relationship banking
- Diversified revenue streams across commercial lending, consumer banking, and wealth management
- Specialized focus on underserved middle-market and municipal government segments
- Integrated trust and wealth management services for affluent client base
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
Mild headwinds expected
Expansion of commercial real estate and construction lending in growing Hudson Valley markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+9.1% over 3m
Quality
Excellent
Excellent business quality
Dividend
Modest
1.79% yield
Smart-money signal
Who's buying OBT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 27, 2026
JUL 28, 2026
Reported EPS of $1.02 vs $0.81 consensus (+25.9% surprise).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+25.9%
Revenue trend · last 8Q
—
+6%
+3%
+16%
+24%
+46%
-5%
-15%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$27.1M
$27.4M
$36.2M
$40.5M
$41.3M
$40.0M
$34.4M
$34.5M
Margins · last 8Q
Gross
-80.8%
Operating
-30.1%
Profit
39.5%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How OBT stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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