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BSRR

Sierra Bancorp

BSRR

NASDAQ·Financial Services·Banks - Regional·Mkt cap $537.2M

$41.08

+0.90%

P/E

11.98

Mkt Cap

$537.2M

52-Wk Range

$26.49–$43.13

52-Week Range

$26.49 - $43.13

P/E

11.98

Fwd P/E

11.55

Beta

0.76

Div Yield

2.53%

Avg Vol

62.5K

Shares Out

13.2M

Mkt Cap

$537.2M

Price action

Price chart

Up 35.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong regional presence with 35 branches across California
  • Specialized agricultural lending expertise and dedicated credit center
  • Integrated digital banking platform with remote deposit and online services
  • SBA lending center providing government-backed loan programs
  • Deep community relationships built over 45+ years of operations

Bear Case

1 risk

  • Low volatility (beta 0.8).

Growth

Strong growth ahead

Expansion of commercial and agricultural lending in underserved markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Stable

+4.9% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.53% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 26, 2026

Q3 26 RECAP

JUL 27, 2026

Reported EPS of $0.77 vs $0.89 consensus (-13.7% surprise). Revenue of $39.0M vs $39.6M expected (-1.5%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-13.7%

Revenue trend · last 8Q

+74%

-1%

+4%

+4%

+59%

+7%

-200%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$36.2M

$31.9M

$46.0M

$49.0M

$49.7M

$50.6M

$49.2M

-$49.2M

Margins · last 8Q

Gross

78.4%

Operating

34.0%

Profit

Wall Street consensus

2 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

50%

Hold

1

50%

Sell

0%

Median Price Target

Latest: Piper Sandler · Aug 3, 2026

vs Industry

How BSRR stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.