Home Bancorp, Inc.
HBCP
NASDAQ·Financial Services·Banks - Regional·Mkt cap $553.6M
$70.36
▲ +0.64%
P/E
11.75
Mkt Cap
$553.6M
52-Wk Range
$50.54–$74.50
52-Week Range
$50.54 - $74.50
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 24.5% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 115+ year operating history with established brand recognition and customer loyalty in Louisiana and Mississippi markets
- Strategic geographic footprint across 38 branches in high-growth regions (Acadiana, Baton Rouge, Greater New Orleans, Northshore, Natchez)
- Relationship-based community banking model with personalized service and local decision-making versus national competitors
- Diversified loan portfolio spanning residential, commercial real estate, construction, multi-family, and C&I lending
- Strong deposit base from regional customer relationships providing stable, low-cost funding
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Positive revenue trend
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+7.3% over 3m
Quality
Excellent
High-growth business (48% revenue growth, 72% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.78% yield
Smart-money signal
Who's buying HBCP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 19, 2026
JUL 20, 2026
Reported EPS of $1.48 vs $1.46 consensus (+1.4% surprise). Revenue of $39.7M vs $38.6M expected (+3.0%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+1.4%
Revenue trend · last 8Q
—
—
+10%
+12%
+11%
+8%
+44%
+2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$34.1M
$35.2M
$35.8M
$37.1M
$53.0M
$52.8M
$51.5M
$53.1M
Margins · last 8Q
Gross
73.3%
Operating
27.4%
Profit
21.9%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jul 22, 2026
vs Industry
How HBCP stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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