Civista Bancshares, Inc.
CIVB
NASDAQ·Financial Services·Banks - Regional·Mkt cap $577.2M
$27.77
▲ +0.73%
P/E
10.29
Mkt Cap
$577.2M
52-Wk Range
$19.82–$29.97
52-Week Range
$19.82 - $29.97
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 31.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 140+ year operating history and established brand recognition in Midwest markets
- Diversified revenue streams across lending, deposits, trust, and insurance services
- Strong community banking relationships and local market expertise across Ohio, Indiana, and Kentucky
- Efficient regional footprint with 42 strategically located branches
- Specialized lending expertise in agriculture and commercial real estate sectors
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Mild headwinds expected
Expansion of commercial and agricultural lending in underserved regional markets
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+5.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.56% yield
Smart-money signal
Who's buying CIVB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $0.69 vs $0.67 consensus (+3.0% surprise). Revenue of $47.6M vs $48.1M expected (-1.0%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+3.0%
Revenue trend · last 8Q
—
+4%
+11%
+8%
+13%
+65%
-9%
-37%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$38.3M
$39.7M
$61.0M
$62.2M
$63.8M
$65.6M
$55.8M
$39.3M
Margins · last 8Q
Gross
54.2%
Operating
-21.8%
Profit
36.4%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 27, 2026
vs Industry
How CIVB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related