Northpointe Bancshares, Inc.
NPB
NYSE·Financial Services·Banks - Regional·Mkt cap $596.1M
$17.28
▲ +0.41%
P/E
3.24
Mkt Cap
$596.1M
52-Wk Range
$15.42–$19.71
52-Week Range
$15.42 - $19.71
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Down 4.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
3 reasons
- Established regional presence in Michigan with 25+ years of operational history
- Integrated digital banking platform reducing customer acquisition costs
- Diversified revenue streams across retail deposits and mortgage lending segments
Bear Case
1 risk
- Low volatility (beta 0.1).
Growth
Revenue decline expected
Expansion of digital banking adoption among retail and business customers
Value
Trading at 0.6x Commercial Banking peers — a discount despite the growth profile.
Momentum
Stable
-0.7% over 3m
Quality
Strong
High-growth business (120% revenue growth, 45% gross margin). Profitable with strong growth momentum.
Dividend
Modest
0.58% yield
Smart-money signal
Who's buying NPB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $0.60 vs $0.68 consensus (-11.4% surprise). Revenue of $64.3M vs $66.5M expected (-3.3%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-11.4%
Revenue trend · last 8Q
—
—
+21%
+30%
+19%
+49%
+132%
-27%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$54.2M
$43.6M
$53.3M
$59.0M
$125.9M
$127.8M
$123.8M
$84.7M
Margins · last 8Q
Gross
-75.6%
Operating
-34.7%
Profit
25.7%
Wall Street consensus
1 analyst · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 2, 2026
vs Industry
How NPB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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