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GCBC

Greene County Bancorp, Inc.

GCBC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $607.0M

$35.65

+1.65%

P/E

14.79

Mkt Cap

$607.0M

52-Wk Range

$21.25–$36.02

52-Week Range

$21.25 - $36.02

P/E

14.79

Fwd P/E

Beta

0.39

Div Yield

1.15%

Avg Vol

35.1K

Shares Out

17.0M

Mkt Cap

$607.0M

Price action

Price chart

Up 49.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

3 reasons

  • Long-established brand with 130+ years of banking history and community trust
  • Diversified loan portfolio reducing concentration risk across residential, commercial, and consumer segments
  • Regional market focus enabling personalized service and deep local relationships in underserved communities

Bear Case

1 risk

  • Low volatility (beta 0.4).

Growth

No forward estimates available

Expansion of commercial real estate lending in growing regional markets

Value

Valuation data unavailable

Momentum

Hot

+26.4% over 3m

Quality

Excellent

High-growth business (94% revenue growth, 62% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.15% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 20, 2026

Q3 26 RECAP

JUL 23, 2026

Most recent quarter reported revenue of $37.3M (+8% YoY). Reported EPS of $0.67. Gross margin 66.7%.

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

+28%

+23%

+27%

+24%

+81%

+8%

Q1 24

Q2 24

Q3 25

Q4 25

Q1 25

Q2 25

Q3 26

Q4 26

$16.9M

$17.9M

$20.1M

$20.5M

$35.6M

$36.7M

$36.3M

$37.3M

Margins · last 8Q

Gross

66.7%

Operating

34.7%

Profit

30.4%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How GCBC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.