Bridgewater Bancshares, Inc.
BWB
NASDAQ·Financial Services·Banks - Regional·Mkt cap $609.3M
$21.85
▲ +1.44%
P/E
11.75
Mkt Cap
$609.3M
52-Wk Range
$15.91–$22.62
52-Week Range
$15.91 - $22.62
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 32.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized expertise in commercial real estate and small business lending with deep market knowledge
- Relationship-based banking model enabling personalized service and customized loan structures
- Established regional presence with seven strategically located branches in high-growth Minnesota markets
- Digital banking capabilities integrated with personal service model
- Focus on underserved market segments with less competition from mega-banks
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of commercial real estate lending portfolio in growing Twin Cities metropolitan area
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+12.5% over 3m
Quality
Strong
Excellent business quality
Dividend
None
No dividend
Smart-money signal
Who's buying BWB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $0.45 vs $0.45 consensus (-0.6% surprise). Revenue of $40.9M vs $41.4M expected (-1.3%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-0.6%
Revenue trend · last 8Q
—
+17%
+24%
+36%
+34%
+163%
+18%
-13%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$26.7M
$29.1M
$67.3M
$72.5M
$75.4M
$76.5M
$79.4M
$63.3M
Margins · last 8Q
Gross
-70.9%
Operating
-36.1%
Profit
22.1%
Wall Street consensus
3 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Stephens · Aug 6, 2026
vs Industry
How BWB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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