First Business Financial Services, Inc.
FBIZ
NASDAQ·Financial Services·Banks - Regional·Mkt cap $609.0M
$72.83
▲ +1.10%
P/E
10.89
Mkt Cap
$609.0M
52-Wk Range
$46.07–$73.48
52-Week Range
$46.07 - $73.48
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 39.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Specialized focus on SMB and professional markets with deep local expertise
- Diversified revenue model spanning lending, deposits, and fee-based services
- Long operating history (since 1909) with established regional relationships and brand recognition
- Niche expertise in equipment financing, asset-based lending, and SBA lending
- Personalized relationship banking model vs. impersonal national bank competitors
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of commercial real estate and C&I lending portfolios
Value
Valued in line with Commercial Banking peers (0.9x).
Momentum
Hot
+24.7% over 3m
Quality
Strong
Emerging growth company (26% revenue growth). Early stage with higher risk.
Dividend
Modest
1.80% yield
Smart-money signal
Who's buying FBIZ right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 30, 2026
Reported EPS of $1.84 vs $1.56 consensus (+17.9% surprise). Revenue of $46.7M vs $45.4M expected (+2.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+17.9%
Revenue trend · last 8Q
—
+12%
+13%
+8%
+17%
+71%
-8%
-5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$38.1M
$41.2M
$67.1M
$68.5M
$73.4M
$70.2M
$61.9M
$65.0M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
24.0%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Aug 3, 2026
vs Industry
How FBIZ stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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