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CBNK

Capital Bancorp, Inc.

CBNK

NASDAQ·Financial Services·Banks - Regional·Mkt cap $602.3M

$36.98

+0.90%

P/E

10.84

Mkt Cap

$602.3M

52-Wk Range

$26.40–$38.83

52-Week Range

$26.40 - $38.83

P/E

10.84

Fwd P/E

10.66

Beta

0.51

Div Yield

1.35%

Avg Vol

62.8K

Shares Out

16.4M

Mkt Cap

$602.3M

Price action

Price chart

Up 8.2% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Specialized expertise in small business and commercial real estate lending
  • Personalized service model with local decision-making through 4 commercial branches
  • Diversified revenue streams across commercial, mortgage, and consumer segments
  • Established relationships with entrepreneurs, professionals, and real estate investors

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Moderate growth ahead

Expansion of commercial lending to underserved small and medium-sized businesses

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+12.8% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Modest

1.35% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 26, 2026

Q3 26 RECAP

JUL 27, 2026

Reported EPS of $0.87 vs $0.82 consensus (+5.6% surprise). Revenue of $65.3M vs $66.5M expected (-1.9%).

EPS beat +5.6%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+5.6%

Revenue trend · last 8Q

+43%

+38%

+38%

+9%

+16%

-71%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$45.0M

$53.8M

$58.6M

$76.7M

$74.8M

$76.8M

$68.0M

$22.1M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

64.5%

Wall Street consensus

2 analysts · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

2

100%

Sell

0%

Median Price Target

Latest: Raymond James · Sep 3, 2026

vs Industry

How CBNK stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.