OceanFirst Financial Corp.
OCFC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.2B
$19.43
▲ +0.78%
P/E
24.29
Mkt Cap
$1.2B
52-Wk Range
$17.05–$20.61
52-Week Range
$17.05 - $20.61
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 6.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 120+ year operating history and established brand recognition in New Jersey market
- Extensive branch network with 50+ locations providing convenient customer access
- Diversified revenue streams from lending, deposits, and fee-based wealth services
- Regional market expertise and relationships in high-value Northeast corridor markets
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Net interest margin expansion from rising interest rate environment
Value
Valued in line with Commercial Banking peers (0.9x).
Momentum
Strong
+8.1% over 3m
Quality
Strong
Emerging growth company (85% revenue growth). Early stage with higher risk.
Dividend
Solid
4.12% yield
Smart-money signal
Who's buying OCFC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 30, 2026
Reported EPS of $0.43 vs $0.43 consensus (+0.5% surprise). Revenue of $131.3M vs $135.6M expected (-3.2%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+0.5%
Revenue trend · last 8Q
—
—
-1%
+7%
+6%
-14%
+74%
+28%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$95.8M
$94.4M
$96.7M
$98.2M
$173.3M
$157.9M
$168.3M
$211.4M
Margins · last 8Q
Gross
—
Operating
-12.3%
Profit
-1.4%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: DA Davidson · Apr 28, 2026
vs Industry
How OCFC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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