Univest Financial Corporation
UVSP
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.2B
$42.35
▲ +0.71%
P/E
12.17
Mkt Cap
$1.2B
52-Wk Range
$28.04–$45.46
52-Week Range
$28.04 - $45.46
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 35.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 150-year heritage and established brand recognition in Mid-Atlantic markets
- Diversified revenue streams across banking, wealth management, and insurance reduce earnings volatility
- Extensive branch network with 37 offices in high-growth Pennsylvania and New Jersey markets
- Cross-selling opportunities across integrated business segments drive customer lifetime value
- Strong community relationships and local market expertise in affluent suburban regions
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Economic expansion in Pennsylvania and New Jersey markets, particularly Philadelphia suburbs
Value
Valued in line with Commercial Banking peers (0.9x).
Momentum
Stable
+3.5% over 3m
Quality
Excellent
High-growth business (29% revenue growth, 64% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.13% yield
Smart-money signal
Who's buying UVSP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $0.82 vs $0.87 consensus (-5.8% surprise). Revenue of $84.4M vs $86.7M expected (-2.7%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-5.8%
Revenue trend · last 8Q
—
+8%
+3%
+13%
+13%
+74%
+3%
-1%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$73.4M
$76.8M
$125.8M
$127.2M
$131.6M
$133.7M
$129.6M
$126.2M
Margins · last 8Q
Gross
64.7%
Operating
22.6%
Profit
18.2%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · Apr 24, 2026
vs Industry
How UVSP stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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