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Univest Financial Corporation
UVSP
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.3B
$44.13
▼ -2.26%
View full research view
Our plain-language verdict, the thesis, risk factors, and what is changing about the business.
View research view52-Week Range
$27.91 - $45.46
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 44.2% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 150-year heritage and established brand recognition in Mid-Atlantic markets
- Diversified revenue streams across banking, wealth management, and insurance reduce earnings volatility
- Extensive branch network with 37 offices in high-growth Pennsylvania and New Jersey markets
- Cross-selling opportunities across integrated business segments drive customer lifetime value
- Strong community relationships and local market expertise in affluent suburban regions
Bear Case
2 risks
- Low volatility (beta 0.7).
- Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.
Growth
Revenue decline expected
Economic expansion in Pennsylvania and New Jersey markets, particularly Philadelphia suburbs
Value
Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.
Momentum
Hot
+28.9% over 3m
Quality
Excellent
High-growth business (50% revenue growth, 62% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.97% yield
Smart-money signal
Who's buying UVSP right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Apr 21, 2026
APR 22, 2026
Reported EPS of $0.96 vs $0.84 consensus (+14.3% surprise). Revenue of $87.5M vs $84.3M expected (+3.7%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Q2 26
+14.3%
Next: Apr 21, 2026
Revenue trend · last 8Q
—
—
+8%
+3%
+13%
+13%
+74%
+3%
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
$72.0M
$73.4M
$76.8M
$125.8M
$127.2M
$131.6M
$133.7M
$129.6M
Margins · last 8Q
Gross
65.8%
Operating
25.8%
Profit
20.9%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Keefe, Bruyette & Woods · Apr 24, 2026
vs Industry
How UVSP stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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