Sezzle Inc.
SEZL
NASDAQ·Financial Services·Financial - Credit Services·Mkt cap $4.1B
$120.58
▼ -1.94%
P/E
25.82
Mkt Cap
$4.1B
52-Wk Range
$49.50–$195.71
52-Week Range
$49.50 - $195.71
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 37.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Interest-free, transparent payment structure with no hidden fees
- Established merchant network across online and physical retail locations
- Technology-enabled platform with seamless consumer experience
- Early-mover advantage in North American BNPL market
Bear Case
2 risks
- Very high volatility (beta 6.7). Expect 3x market swings. Position size accordingly.
- Growth premium of 2.2x vs Digital Payments peers. Elevated but may be justified by growth trajectory.
Growth
Moderate growth ahead
Increasing consumer adoption of buy-now-pay-later payment methods
Value
Growth premium of 2.2x vs Digital Payments peers. Elevated but may be justified by growth trajectory.
Momentum
Stable
-0.5% over 3m
Quality
Excellent
High-growth business (46% revenue growth, 91% gross margin). Profitable with strong growth momentum.
Dividend
None
No dividend
Smart-money signal
Who's buying SEZL right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 4, 2026
AUG 6, 2026
Reported EPS of $1.13 vs $1.03 consensus (+9.7% surprise). Revenue of $149.7M vs $135.1M expected (+10.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+9.7%
Revenue trend · last 8Q
—
+114%
+138%
+79%
+69%
+37%
+29%
+52%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$66.6M
$94.8M
$104.9M
$98.7M
$116.8M
$129.9M
$135.5M
$149.7M
Margins · last 8Q
Gross
86.2%
Operating
36.7%
Profit
27.2%
Wall Street consensus
5 analysts · 80% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
80%
Hold
20%
Sell
0%
Median Price Target
—
Latest: TD Cowen · Aug 10, 2026
vs Industry
How SEZL stacks vs Financial - Credit Services
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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