Shore Bancshares, Inc.
SHBI
NASDAQ·Financial Services·Banks - Regional·Mkt cap $790.6M
$23.63
▲ +1.42%
P/E
11.87
Mkt Cap
$790.6M
52-Wk Range
$14.93–$24.89
52-Week Range
$14.93 - $24.89
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 39.0% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 145-year operating history and established brand recognition in Mid-Atlantic markets
- Extensive branch network with 29 full-service locations providing local market expertise and customer relationships
- Diversified revenue streams across commercial, residential, and consumer lending reducing concentration risk
- Strong deposit base from community banking relationships supporting low-cost funding
- Integrated wealth management and trust services differentiating from pure-play lenders
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Strong growth ahead
Expansion of commercial lending in growing Baltimore metropolitan and Eastern Shore markets
Value
Valued in line with Commercial Banking peers (0.9x).
Momentum
Strong
+10.5% over 3m
Quality
Excellent
High-growth business (46% revenue growth, 67% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.20% yield
Smart-money signal
Who's buying SHBI right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $0.60 vs $0.50 consensus (+19.8% surprise). Revenue of $61.7M vs $60.4M expected (+2.2%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+19.8%
Revenue trend · last 8Q
—
+8%
+11%
+12%
+11%
+68%
+3%
-200%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$50.5M
$52.9M
$83.1M
$85.9M
$84.9M
$88.8M
$85.6M
-$85.6M
Margins · last 8Q
Gross
69.7%
Operating
26.5%
Profit
—
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 27, 2026
vs Industry
How SHBI stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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