Southern Missouri Bancorp, Inc.
SMBC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $817.0M
$74.17
▲ +1.04%
P/E
11.52
Mkt Cap
$817.0M
52-Wk Range
$47.60–$79.86
52-Week Range
$47.60 - $79.86
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 28.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established 135-year heritage and brand recognition in regional markets
- Extensive branch network with 48 locations across Missouri, Arkansas, and Illinois
- Deep community relationships and local market expertise
- Comprehensive service offerings reducing customer switching costs
- Digital banking capabilities competing with larger national banks
Bear Case
1 risk
- Average volatility.
Growth
Revenue decline expected
Expansion of digital banking and mobile services adoption
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+6.3% over 3m
Quality
Excellent
High-growth business (69% revenue growth, 62% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.38% yield
Smart-money signal
Who's buying SMBC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $1.83 vs $1.52 consensus (+20.4% surprise). Revenue of $51.8M vs $51.1M expected (+1.2%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+20.4%
Revenue trend · last 8Q
—
—
+15%
+11%
+12%
+10%
+69%
-7%
Q1 24
Q2 24
Q3 25
Q4 25
Q1 25
Q2 25
Q3 26
Q4 26
$43.8M
$45.0M
$46.1M
$47.6M
$79.6M
$79.0M
$77.9M
$72.8M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
27.9%
Wall Street consensus
4 analysts · 25% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
25%
Hold
75%
Sell
0%
Median Price Target
—
Latest: Raymond James · Sep 1, 2026
vs Industry
How SMBC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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