1st Source Corporation
SRCE
NASDAQ·Financial Services·Banks - Regional·Mkt cap $2.0B
$86.02
▲ +1.32%
P/E
12.36
Mkt Cap
$2.0B
52-Wk Range
$56.89–$91.46
52-Week Range
$56.89 - $91.46
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 32.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 160+ year heritage and established brand recognition in Midwest markets
- Diversified revenue streams reducing reliance on traditional net interest margins
- Specialized equipment financing expertise with national reach
- Comprehensive trust and wealth management capabilities for high-net-worth clients
- Strong regional presence with 79 banking centers providing personalized relationship banking
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Mild headwinds expected
Expansion of equipment finance and leasing portfolio across new asset classes
Value
Valued in line with Commercial Banking peers (1.0x).
Momentum
Strong
+14.3% over 3m
Quality
Excellent
High-growth business (32% revenue growth, 73% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.98% yield
Smart-money signal
Who's buying SRCE right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 15, 2026
JUL 23, 2026
Reported EPS of $1.95 vs $1.71 consensus (+14.0% surprise). Revenue of $117.1M vs $114.1M expected (+2.6%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+14.0%
Revenue trend · last 8Q
—
—
+11%
+11%
+13%
+13%
+21%
-28%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$97.9M
$97.8M
$104.0M
$108.2M
$152.8M
$150.5M
$126.1M
$108.1M
Margins · last 8Q
Gross
-98.0%
Operating
-47.5%
Profit
44.0%
Wall Street consensus
2 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 28, 2026
vs Industry
How SRCE stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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