City Holding Company
CHCO
NASDAQ·Financial Services·Banks - Regional·Mkt cap $2.1B
$145.57
▲ +0.43%
P/E
15.93
Mkt Cap
$2.1B
52-Wk Range
$113.21–$148.99
52-Week Range
$113.21 - $148.99
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 12.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Regional market dominance with 94-branch network in underserved Appalachian markets
- Diversified revenue streams reducing reliance on net interest margin alone
- Established trust and wealth management capabilities attracting high-net-worth clients
- Local decision-making and personalized service differentiating from national competitors
- Strong deposit base providing stable, low-cost funding for loan growth
Bear Case
2 risks
- Low volatility (beta 0.5).
- Premium valuation to Commercial Banking peers
Growth
Revenue decline expected
Expansion of commercial lending to small and mid-size businesses in growing markets
Value
Premium valuation to Commercial Banking peers
Momentum
Strong
+15.5% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.39% yield
Smart-money signal
Who's buying CHCO right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Reported EPS of $2.35 vs $2.23 consensus (+5.4% surprise). Revenue of $81.5M vs $80.6M expected (+1.1%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+5.4%
Revenue trend · last 8Q
—
—
+3%
+6%
+7%
+14%
+36%
+1%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$73.7M
$70.1M
$72.4M
$75.7M
$100.0M
$101.1M
$98.4M
$98.4M
Margins · last 8Q
Gross
79.9%
Operating
39.9%
Profit
32.3%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How CHCO stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related